This past week, Merge partially funded an entrepreneur in Nicaragua. He is a grocery store business owner who was raising capital in order to buy additional inventory.

The terms of the loan? Interest free, paid back over 24 months. So far this week Kiva.org has raised over $650,000, $25 at a time. As the $25 loans are paid back, most Kiva lenders roll it over and fund another entrepreneur.

Kiva.org is taking the American dream and the great American advantage-access to capital-and has created the most efficient “lending” machine in the world. All thanks to the web.

Their moto: “Loans that change lives.” Help out a 3rd country entrepreneur today. Join Kiva.org.

Isn’t the web great?